Types of Credit Cards in India Offered by Kotak Mahindra Bank
Movie Credit Card: Elevate your cinema experience with exclusive discounts and rewards. Unlock a reel of entertainment with Kotak Movie Credit Card.
Rewards Credit Card: With Kotak Mahindra Bank Reward Credit Card, you get exciting rewards for every usage. These rewards may be in the form of points, miles, or cash back. You can use them further for discounts on travel or other purchases.
Fuel Credit Card: Enjoy worry-free drives with the Kotak Fuel Credit Card. , and experience seamless transactions every time you refuel.
Business Credit Card: Propel your business forward with Kotak Mahindra's Business Credit Card. Tailored perks and financial tools to fuel your entrepreneurial journey.
Corporate Credit Card: Effortlessly manage corporate expenses with the Kotak Corporate Credit Card. Simplify transactions and relish exclusive privileges tailored for your business.
Key features and benefits of Kotak bank Credit Card
Kotak's instant approval credit cards come loaded with various features and benefits. Some of the notable Kotak credit card benefits are as follows -
- Get periodic bonus reward points based on the usage of your card
- Meet the minimum spending limit and get your yearly card fee waived
- Get gift vouchers across premium brands and shop all you want
- Save money on grocery shopping and get discounts on your bills
- Enjoy freebies and discounts available on lifestyle products
- With Kotak credit cards, get a fuel surcharge waiver across fuel stations
- Travel in style with complimentary airport lounge access at both international and domestic airports
- Enjoy cashback on Kotak credit cards
Eligibility and Documents Required for New Credit Card
Apply online at Kotak Mahindra Bank's website to get a new credit card. Here are the eligibility criteria for getting a credit card:
- Age: You should be at least 18 years and above.
- Income: Your earnings should match the minimum income required for each credit card.
- Occupation: Credit cards are available for self-employed and salaried individuals.
- Credit score: You need a good credit scoreto get a credit card.
To apply for a credit card online, you need the following documents:
- Identity proof
- Age proof
- Address proof
- Income proof or employment details
- PAN Card
Check Credit Card Eligibility with Kotak Bank
The instant credit card approval feature has increased the number of people who use credit cards in India. You should get one too. Kotak Mahindra Bank's website guides you on applying for a credit card, but you need more than knowing how to apply for a credit card. You also need to know your eligibility. Check your eligibility in the following ways:
- Check your credit score
- Meet the approval requirements
- Have enough assets and income
Credit Card Interest Rates & Charges
Know the charges before you apply for credit cards:-
No Joining Fee | Joining fee is only payable on certain credit cards |
Annual fee | A fee payable every year to use and maintain the card |
Credit card interest rates | Interest is payable if you default on your credit card dues or make part payments on the outstanding bill. |
Late payment charges | Charges are payable if you delay paying your credit card bills |
EMI charges | Charges payable for converting your large-ticket purchases to convenient EMIs |
Other charges | Card-specific charges for availing services from Kotak Mahindra Bank |
How to Apply for Kotak Credit Card Online
For a credit card, apply online and get your card at the earliest. Here’s is Kotak Mahindra Bank’s step-by-step guide on how to apply for a credit card online:
- Visit the credit card section on Kotak Mahindra Bank’s website
- Choose the card from the different types of credit cards offered
- Click on 'Apply Now.
- Fill in the required details
- Submit the online application form and your documents
- After submission, track your application status online through Kotak Mahindra Bank’s website.
- After this free credit card application option and bank verification, wait for approval of your card.
Apply offline through the Kotak Mahindra Bank branch or contact our representatives for a new credit card. Now that you know how to get a credit card to, apply online and start saving money.
Things to Know Before Applying for a Credit Card
Before you apply for a credit card online, you should be aware of the following points:
- Know your credit card statement - It will help you understand your bank credit cards by showing you all the details like transactions, bills, due dates, etc.
- How to transfer funds - Bank credit cards cannot be used.
- Redeeming rewards - Credit cards in India come with a lot of reward points. Collect these reward points and redeem them to get cashback or discounts.
